Tyler McLellan
Welcome to McLellan Mortgages, a division of Advisory X, powered by 8Twelve Mortgage.
Consistently top-rated and highly reviewed, Tyler McLellan is recognized as one of the industry’s leading mortgage professionals. Known for his expertise, strong lender access, and results-driven approach, Tyler has built a reputation for delivering the right solution — not just a quick approval.
★★★★★ - Highly reviewed on Google
“From the moment I contacted Tyler, I was impressed. He took the time to answer all my questions and presented options I didn’t even know were available. The entire process was smooth, stress-free, and incredibly easy from start to finish.”
★★★★★
— April
“We had a lot of questions going into our first refinancing, and Tyler made everything easy to understand. His insight and guidance from start to finish were invaluable — we truly don’t think we could have secured the deal we did without him.”
★★★ ★★
— Mitch
Buying Your First Home
Purchasing your first home can feel overwhelming — but it doesn’t have to be. We walk you through each step of the process, explain your options clearly, and help you move forward with confidence from day one.
Mortgage Pre-Approvals
A strong pre-approval gives you clarity, confidence, and a clear plan before you start house hunting. We help you understand your budget, your options, and what lenders are really looking for.
Mortgage Renewals & Switching Lenders
Renewal time is an opportunity — not just a formality. We review your existing mortgage, explore better rate options, and help you decide whether staying put or switching lenders makes the most sense.
Refinancing Your Home
Refinancing can help you lower payments, consolidate debt, or access equity for what’s next. We’ll assess your situation and guide you through the options in a way that’s practical and transparent.
Alternative Lending Solutions
When traditional lending isn’t the right fit, alternative options may provide a path forward. We work with a range of lenders to help find flexible solutions tailored to your unique financial situation.
Mortgage Support During Life Changes
Major life transitions — such as separation, divorce, or other changes — can impact your mortgage decisions. We provide steady guidance and clear options during times when clarity matters most.
Home Purchase Mortgages
Buying a home is one of the biggest financial decisions you’ll make. Whether you’re purchasing your first home or your next one, we guide you through the mortgage process from start to finish — reviewing your options, structuring the financing properly, and helping you secure a mortgage that aligns with your goals, not just today, but long-term.
Investment Property Purchase
Purchasing an investment property requires a different approach than buying a primary residence. As a residential investor, financing options depend on factors like rental income, down payment requirements, and lender guidelines.
We help structure your mortgage strategically—taking rental income into account, reviewing cash flow, and aligning the right lender and terms—so your investment supports both short-term performance and long-term growth.
Buying a home in Prince Edward Island comes with unique programs and incentives that many buyers aren’t aware of. These programs are offered by the Government of PEI and may help eligible buyers with upfront costs associated with purchasing a home.
Available PEI Programs & Resources
1. Down Payment Assistance Program (Finance PEI)
This program may provide eligible buyers with assistance toward their down payment, helping reduce the upfront cash required to purchase a home. Eligibility is based on specific criteria set by Finance PEI, and program availability may change.
2. Closing Cost Support Program (PEI)
Closing costs can include legal fees, land transfer tax, and other expenses due at purchase. This program may help eligible PEI home buyers offset some of these costs, depending on individual circumstances and program requirements.
Disclaimer: Program eligibility, funding, and requirements are determined by the Government of Prince Edward Island and may change. Information is provided for educational purposes only.
EXTENSIVE LENDER NETWORK
Advisory X collaborates with over 70 lenders, offering you a diverse range of mortgage options. With this extensive network, we provide access to a wide array of products, ensuring that you find a mortgage that aligns perfectly with your financial situation and future plans.
PARTNERED WITH 8TWELVE MORTGAGE BROKERAGE
Backed by the reputable 8Twelve Mortgage Brokerage, our services are supported by industry expertise and reliability. This affiliation strengthens our ability to provide top-tier guidance and access to some of the best mortgage options available in the market.
PERSONALIZED GUIDANCE
Finding the right mortgage can be overwhelming. Our experts provide personalized guidance tailored to your specific financial circumstances and aspirations. We take the time to understand your goals, ensuring that you make well-informed decisions about your mortgage.
STREAMLINED PROCESS
We aim to make the mortgage process smooth and efficient. From initial consultations to application and approval, our team is committed to simplifying the journey toward securing the right mortgage for you.
FAQ
In most cases, no. For standard mortgage applications with A-level lenders, the broker is compensated directly by the lender, not the client.
If a fee applies, it is typically associated with alternative lending solutions and is always disclosed clearly and discussed upfront before moving forward.
There isn’t one single number that applies to everyone. Approval depends on several factors, including income, existing debt, and overall financial profile. We review the full picture and outline realistic options based on your situation.
Yes. Many lenders offer programs designed for self-employed or non-traditional income situations. We help determine what documentation is required and guide you toward options that align with how your income is structured.
It’s best to avoid taking on new debt, co-signing loans, or making major financial changes until your mortgage has closed. If something unexpected comes up, it’s always better to ask first.
A bank can only offer its own products. A mortgage broker works with multiple lenders, allowing for broader comparison and more flexibility. Reviewing options across the market often leads to a more accurate and efficient process — helping ensure the solution fits your situation, not just one lender’s criteria.
Book a Discovery Call
Often considered a realtor’s secret weapon, we help keep deals moving by anticipating lender requirements, tightening timelines, and removing friction throughout the process.
— Tyler McLellan
